Most of us approach investment planning in a very ad-hoc way. While most of us do set aside a part of our income towards savings we do not spend time to understand the suitability of the product for us in terms of risk and time horizon. Further we do not have the investment mapped to our goals or an asset allocation plan. Given this, needless to say we rarely review our investments, leave alone rebalance them. At PearlWiseFin we understand your specific needs, your preference for different asset classes, risk tolerance, time horizon and chalk out a solution to help you achieve your needs. We stick to asset allocations mutually decided while making the implementation plan and review and rebalance the same annually. This brings in a lot of discipline to our finances and gives clarity as to how you are progressing.

We help you plan for specific needs like

Your children’s higher education or marriage
Buying a second house
Buying the bigger car
Vacation

The process followed would be

Understanding your need and ascertaining the corpus required to fulfil it

Arriving at the appropriate investment approach to achieve this within the required time frame, keeping in mind your risk appetite.

Recommending product-based solutions for the same.